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The idea behind a prepackaged bankruptcy plan is to shorten and simplify the bankruptcy process in order to save the company money in legal and accounting fees, as well as the amount of time spent in bankruptcy protection.

The sooner the company can emerge from bankruptcy, the sooner it can implement its reorganization and return to generating revenues from its core operations.

This year I am considering opening up another IRA account at one of the “robo-advisors” that continue to grow and expand.

Wealthfront is one the largest robo-advisors in existence today with approximately $5 billion in client assets under management.

The person invited gets an additional $5,000 managed for free as well. There’s no limit to the amount you can get managed for free and these funds are managed free for as long as the account remains open.

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