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In a typical con, the perpetrator will spend weeks or even months building up a romantic relationship with a victim through e-mails, texts or phone calls, before eventually asking for money.And many of the scammers aren't even in the United States.

Why would you start a conversation by putting down everyone else in the room?

Remember, the person you are trying to meet is online too, and he or she doesn't want to feel bad for looking for love online.

In July, "John" told her that he was traveling to the United Kingdom to buy antiques for his store.

Then one day he called saying he went to Nigeria to buy more, but he was stuck -- he asked her for $5,000 cash to get his purchases back to the States.

The victims reported collective losses of $50.4 million, which is likely only a fraction of the actual losses since many victims are too embarrassed to file a report, the FBI said.